EBS | Family focused financial advice in Scotland

In retirement

Your retirement years are ones that should be celebrated. After a life spent working hard for you and your loved ones, you should be able to enjoy the freedom and independence this next stage brings. But it can be tough transitioning into a new period of your life, particularly where your finances are concerned, and it’s natural to feel uncertain of what’s to come.

We’re here to help ensure your move into retirement (and your future beyond it) is everything you hoped it would be. We’ll build a bespoke financial plan designed to give you confidence in your finances, and provide you with the reassurance that you won’t run out of money (or die with too much).

We’re also experts in inter-generational planning. We aim to work with your whole family to ensure everyone gets the support they need – be it help with Inheritance Tax or just transferring wealth now so you can witness and enjoy its impact.

Retirement can be a wholly fulfilling stage in your life. That’s why we want you to enjoy it with peace of mind.

For a retirement that’s everything you hoped it would be

Here’s how we can help…

Ensuring you have ‘enough’

We will endeavour to ensure you have enough money for the entirety of your retirement, be it to fund your lifestyle or cover the cost of care. That also includes ensuring you don’t die with too much!

Help with reaching your goals

Retirement can be the perfect time for ticking things off the bucket list. Whether it’s the trip of a lifetime or the home improvement project you always put off, we can help.

Planning your estate

If you’d like to be able to pass on your wealth, we can help make it a smooth process – from exploring the right time to transfer to reducing the Inheritance Tax bill your family will face.

Support with a bereavement

We know how tough it can be when you’ve had a loss. We’ll take care of any financial issues in the background and get things in the right shape for when you’re ready to deal with them.

A long-term partnership

We’re here to be your guiding hand throughout your financial decisions. If you’re unsure of your options or which choices to make, we’ll be here as your trusted support.

What our clients say

I would like to thank EBS and their staff for providing an excellent service, making the minefield of my various pensions seem like an easy task and for keeping me updated on the progress. I would not hesitate in recommending them to anyone looking for pension advice.

Trust and expertise were my key needs for re-establishing my financial portfolio following a divorce. The replacement life cover and complete evaluation of my pension goals were perfectly designed and implemented to suit my changed circumstances. Well done EBS!

Honest and comprehensive financial advice given with no pressure to buy any products. Reasonable fees for advice and ongoing costs. Very happy with the services given.

Many thanks for taking so much time to meet and discuss our retirement funding plans with us yesterday. The detail of the analysis was very impressive, and you and your staff are to be congratulated on a very professional job.

Our grateful acknowledgements are due for the advice and support proffered by the EBS team and everyone we met at entry, all very courteous, personable and a pleasure to meet.

The ‘Portfolio Report’ that EBS offers has made understanding and managing the family budget so much simpler. It gives a detailed summary and breakdown of our overall financial position, which is so helpful when cross-referencing it.

Thank you for your very comprehensive letter and schedules.... I must reiterate my thanks for all you have done for me.

Many thanks indeed to you and EBS for doing your very best for me. I know I am in safe hands with you. It really is very much appreciated!

I would also like to thank you all for the work in getting this organised for us. I know it has not been easy but I really appreciate it all.

FR, Lanark

JS, Glasgow

IM, Dunbartonshire

RS, Biggar

BW, Skelmorie

MP, Glasgow

BA, Salisbury

MR, Glasgow

NM, Glasgow

Get in touch

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